Couple Owned Businesses

WORKING CAPITAL FOR COUPLE OWNED BUSINESSES It’s well after Valentine’s Day, but couples are still passionate when describing their future dreams with their significant other…in business!According to fortune.com, some estimate over 3 million U.S. small businesses are owned and managed by couples. With the unique challenges faced with business-partner couples, access to additional working capital must be easy and […]

Read more

These Two Industries Are Most Poised For Growth in 2018

The January 2018 Small Business Optimism Index , put out by the National Federation of Independent Businesses, set a record with the number of business owners saying “Now Is a Good Time to Expand.” The 32% reading is the highest level since the survey began publication in 1973. Fueled by recent tax reform and growing optimism over […]

Read more

To Be Or Not To Be…Your Own Boss

You’re ready. At least, you think you are. You know what you want to do. At least, you think you do. You’re passionate, independent, motivated, organized. It feels right, but what if all goes wrong? Those two wonderful children of yours aren’t going to put themselves through college. Should you or shouldn’t you quit your day job and start […]

Read more

Factors to Consider Before You Hire a Factoring Service

Let’s say you have a client that owes your business $100K. The client’s business has a solid credit history, but it also has a policy of not paying its suppliers for 60 days. You have two choices: you can wait the full two months to receive payment, with all of the anxiety the waiting game entails, or […]

Read more

Business Finance Concerns: How to Get Paid Faster

Approximately 60 percent of small businesses will fail as a result of cash flow issues. Much of this problem is a direct result of payments either made late, or not at all. Billing can be a real nuisance for many small businesses who count on invoices being paid on time and in full to continue profitable operations. […]

Read more

How Does Merchant Processing Work?

Most of us know that merchant processing has something to do with running and accepting credit card payments, but what does the process really entail? THE BASICS The first thing to understand is that for every credit card transaction, there are essentially four separate entities involved. The first two groups are obvious: you have the […]

Read more

How to Choose a Merchant Processing Partner

You’ve heard the horror stories—the car dealership down the road that got stuck with the faulty terminal and a six year, no-outs contract, or the furniture dealer that’s consistently paid more per month in fees than they were originally told they’d have to—but you know that not accepting credit cards just isn’t a viable option […]

Read more

8 Things to Do Before Starting a Business

You’ve come up with a fantastic idea for a new business. You’ve thought about it extensively, talked it over with some friends, and now you’re ready to turn your dream into a reality. The only problem is…where do you begin? Starting a new business can be an overwhelming process whether you’re a first-time business owner […]

Read more

5 Myths of Small Business Loans

Need a business loan? If you’re already setting up camp outside your neighborhood bank and losing sleep over your credit score, it may be time for a reality check on what is—and isn’t—involved in the modern-day process of applying for a business loan. Before you waste any more time, make sure you aren’t falling for […]

Read more

11 Things to Do Before Applying for a Loan

Whether you’re a first-time applicant or a seasoned vet, the prospect of applying for a loan can be daunting. However, adequate preparation can make the process a far easier one. Here are eleven suggestions for things to do before you visit the bank or apply for a loan: 1. DEFINE YOUR REASONING Why does your […]

Read more

< Previous Entries Next Entries >